Mother and daughter face eviction. Judge grants repossession order
Donegal County Council is preparing to repossess a family home in Newtowncunningham after a judge granted an order in Buncrana District court this week.
In what was one of the first court cases of its kind in Inishowen, Donegal County Council will now repossess the Newtown home of Majella Mullan and her young daughter after she fell behind in her housing loan repayments.
Judge Paul Kelly granted the council the warrant to repossess the home, however he put a stay of three months on the order to give Ms. Mullan time to come to an arrangement with the Council.
Paula McCann, assistant staff officer with Donegal County Council said the Council had “made every effort” to interact with Ms. Mullan and had met with her a number of times to stress the importance of addressing her arrears.
She added that the Council did not want to go down this road but felt it had no option other than to go to court.
Meanwhile, David Hall, Director of the Irish Mortgage Holders Organisation, who advocates on behalf of distressed mortgage holders, said repossessions must be an “absolute last resort” when all other efforts have failed. He said the IMHO would be happy to liaise with the County Council, free of charge, on Ms. Mullan’s behalf to see if an agreement can be reached.
“Should Ms. Mullan demonstrate a willingness to engage and enter into a long term arrangement a product like a split mortgage may be appropriate if the council were willing to offer it to her,” Mr. Hall said.
“Similarly the Mortgage to Rent scheme may work in this instance to keep Ms. Mullan and her family in her home.”